Access Group Employee Benefit Programs

Group Employee Benefits

A major benefit of Washington Automotive Industry Association membership is access to quality employee benefit programs including:

Medical – Dental – Vision – Life – Disability
Supplemental coverages (intensive care, cancer, accident)

WAIA works with the best carriers available for the various coverages:

UnitedHealthcare – Regence BlueShield – Asuris Northwest Health – Premera Blue Cross – Group Health

Washington Dental Service – Colonial Life & Accident
Ameritas Dental Plans – Vision Service Plan

WAIA Health Trust – Premera Blue Cross


WAIA also works closely with licensed agents of various benefit plans and carriers to provide you with no-cost, no-obligation comparisons of plans available to you.

Do You Want A No-Obligation Quote?

Print and complete the WAIA Req for Quote and fax to 425-402-9291 or

Give us a call at 800-562-6520.

 

Senior Products – Retirement Readiness and Senior Insurances

Contact:   Stacey McKenzie, Cornerstone Insurance Group    206-362-8770

Cornerstone Insurance Group specializes in senior products, providing personalized recommendations relating to Medicare planning, Long Term Care planning, Final Expenses and Asset Protection.  Stacey has been fortunate to serve many happy clients and has experienced first-hand how insurance benefits play an instrumental role in the financial security and peace of mind of individuals and their families.

Stacey represents several recognized insurance companies and plans that are available in the area.  She is available to help you make the most educated choice to meet your needs.  You can be confident of receiving the highest level of ethical and professional service.

 

2018 HSA Guidelines Released

The 2018 health savings account (HSA) guidelines were recently released by the Internal Revenue Service (IRS). These guidelines outline the inflation-adjusted contribution, deductible, and out-of-pocket spending limits for Health Savings Accounts (HSAs) and high-deductible health plans (HDHPs) for calendar year 2018.

2018 HSA Overview

Minimum deductible:

Compliant HSA plan examples:

    • One plan for self-only and family with an embedded deductible, the minimum deductibles are: $2,700 individual and $2,700 family
    • One plan for self-only and family with a non-embedded deductible, the minimum deductibles are: $1,350 individual and $2,700 family
    • $1,350 for self-only coverage (versus $1,300 in 2017)
    • $2,700 for family coverage (versus $2,600 in 2017)
    • $2,700 for embedded individual deductible (versus $2,600 in 2017)

Out-of-pocket maximum:

      • $6,650 for self-only coverage (versus $6,550 in 2017)
      • $13,300 for family coverage  (versus $13,100 in 2017)
      • $6,650 for embedded individual out-of-pocket maximum (versus $6,550 in 2017)
      • Compliant HSA/ACA plan examples:
        • One plan for self-only and families with an embedded out-of-pocket maximum, the maximum amounts are: $6,650 individual and $13,300 family
        • One plan for self-only and family with a non-embedded deductible, the maximum amounts are: $6,650 individual and $7,350 family
    • Watch for the intersection of the HSA and Affordable Care Act (ACA) rules. The 2018 ACA maximum is $7,350 for individual and $14,700 family (versus $7,150 individual and $14,300 family in 2017).
  •  HSA contribution limits:
    • $3,450 for self-only coverage (versus $3,400 in 2017)
    • $6,900 for family coverage (versus $6,750 in 2017)
    • The annual “catch-up” contribution amount for individuals age 55 or older will remain $1,000.

Go to this link for more information about “embedded deductible